In the unfortunate event of a claim on your home insurance are you confident that you are adequately covered?
As an independent broker, we support every quotation with a Key Facts Document giving all major conditions of the cover offered together with a Demands and Needs Statement which lists all the main areas of cover you have identified as being of importance to you.
When you took out your policy, were you asked about:-
- The level of excess you were prepared to accept?
- The type of cover required i.e. All risks, Accidental Damage or Standard Perils?
- If you wanted cover on possessions away from home?
- If you had any high value items that need specifying?
Do you work from home? If so, have you considered the insurance implications...?
Over 50% of people who work from home believe they are appropriately covered on their home insurance but are in fact NOT! This was identified in a survey carried out by the Norwich Union and published in the Manchester Evening News several years ago.
“Alarmingly over one third of home owners do not have adequate home insurance. Further more, many people working from home find that their home insurance policies do not provide business related cover. Each customer has different needs and our job is to offer choice - by identifying the most comprehensive and cost effective options available.”
Gordon Haynes, Managing Director
If you think your household insurance needs re-visiting, why not let us do the hard work for you....we have over 40 years experience of providing our clients with expert advice and competitively priced, tailored policies.
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